Finance FAQs - Subaru STI Australia

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Q: How are payments made?: A: Payments are made via Bpay or direct debit on an allocated day.

This allows you to manage your budget effectively knowing when and how much is being withdrawn from your nominated bank account.

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Q: Will a change in interest rates affect my repayment?: A: As you know interest rates fluctuate continually so at Subaru Finance we will fix the interest rate for the term of your contract.
Q: What is the difference between a Residual and Balloon Payment?: A: The term balloon payment is applied to a Hire Purchase contract and is the large payment at the end of your contract that you are obliged to pay.

Upon paying the balloon payment you own the vehicle. A residual is the term applied to the amount remaining at the end of a lease.

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Q: Are the terms flexible?: A: Yes, you can choose a period of one year to five years to make your payments. Also, consider a residual or balloon payment to bring your monthly cost down.

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Q: What amount can I borrow?: A: You can borrow the full amount of the car price with optional extras including insurance and registration once we review you application (subject to approval).

Each application is assessed on its own merits and is subject to your income and ability to repay.

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